Welcome to Lowland Credit Union        Summer loans are available!              We have loans available for every need! Call a loan officer today!  Great VISA Credit Card Rates!!   LCU and VISA = a winning combination! Do you have high interest credit cards? Is your company raising your interest rate for no reason?    Member advatages of the LCU VISA 25 day grace period Cash back bonus Payment is 3.5% of your balance You can make your payment at the credit union The interest rate is the same for purchases and cash advances The interest rate is based on your credit score - can be as low as 6.25%! VISA is accepted everywhere - from making hotel reservations to getting your car towed! Transfer your balances to our VISA and save! You can apply online at www.lowlandcu.org Call us today for more information - 423-581-8345 Morristown; 423-623-2800 Newport Also, don't forget your VISA gift cards! Available anytime. Online Banking When you access our new online banking, your sign on password will be the same when you log in. You will then be prompted to change your password. Your new password must be between six and nine characters in length with at least two numbers. You can then save this link to your favorites. To enroll for online banking click the link below: www.secure-lowlandcu.org/Centryx/servlet/com.sos.webteller.WebTellForms      Stay Secure  In these troubling economic times, some people are working hard to cause others trouble. Here are a few tips      for you on "staying secure". Help us protect YOUR financial information by: Checking your statements frequently to ensure they match your recollection and your other records.   If at ANY time you notice discrepancies between your statements and your other records, please       notify us immediately. Never give out account numbers or other personal financial information, unless you can validate the authenticity of the requestor. Always shred personal and financial information before discarding it. Every year, review your credit report. You're entitled to a free credit report annually. Simply contact        one of the three main credit-reporting bureaus:   EQUIFAX EXPERIAN TRANSUNION 800-525-6285 888-397-3742 800-680-7289 equifax.com experian.com transunion.com   PARTICIPATING NETWORK ATMs Lowland Credit Union is now a part of the surcharge free CO-OP Network. What this means for you - your ATM card can now be used in more than 19,000 ATMs in the US and Canada - no fee. To find an ATM in the area you will be visiting, click the Co-Op logo on this page, enter in the city and state and you will see a listing of all available surcharge free ATMs. If you have any questions, please call the credit union! You can find out your balance 24/7 with our free online banking and bill pay. It's easy to sign up. Click the online banking selection on this page for more information. If you need help, call 581-8345, ext. 136. Important Notice   Please be aware that we will never contact you by phone to get any account information. If you should get a call from someone who claims to be from the credit union, please do not give out any information at all. This could be a scam and once they get your information, they can cause a lot of problems. Also, if you get an e-mail message from the credit union asking you to update any information, do not open it.  This has not been sent by us. Opening these messages could contain a virus that could harm your computer.  Delete any of these messages should you get them and notify the credit union.  For ANY questions, comments or if you need more information about any of our products or services, please call: Morristown office 622 West First North Street  423-581-8345 Newport Office 451 West Broadway 1-423-623-2800