Welcome to Lowland Credit Union OUR NEW BRANCH IS NOW OPEN! MORNINGSIDE PLACE 1551 EAST MORRIS BLVD. HOURS  DRIVE THRU 8:00-5:30 LOBBY  MONDAY - THURSDAY 9:00 - 5:30 FRIDAY   9:00 - 6:00 STOP BY AND VISIT US!   Winter is coming soon?  Is your home ready"? Do you need a new heat pump?  Is your roof leaky? See us for loans for almost anything. See a loan officer today for your loan needs or apply online at www.lowlandcu.org!   E-statements/Online banking Have you signed up for online banking yet?  Why not?  With our free online banking and billpay you can check your account, monitor when checks, debit card transactions clear, make transfers and more!  Help us to go green.  You can also sign up for e-statements while in your online banking site - help us go green! If you would like to enroll in online banking click the link below: www.secure-lowlandcu.org/Centryx/servlet/com.sos.webteller.WebTellForms If you have questions please call us at 423-581-8345  Lowland Credit Union Repos can be seen at Cars East located on East Morris Boulevard (close to Berkline, plant 3) For additional information, please call Betty or Kathy at 423-581-8345. Great VISA Credit Card Rates!!   LCU and VISA = a winning combination! Do you have high interest credit cards? Is your company raising your interest rate for no reason?    Member advatages of the LCU VISA 25 day grace period Cash back bonus Payment is 3.5% of your balance You can make your payment at the credit union The interest rate is the same for purchases and cash advances The interest rate is based on your credit score - can be as low as 6.25%! VISA is accepted everywhere - from making hotel reservations to getting your car towed! Transfer your balances to our VISA and save! You can apply online at www.lowlandcu.org.  Also, don't forget your VISA gift cards! Available anytime. Questions?  Call Monica.  Stay Secure In these troubling economic times, some people are working hard to cause others trouble. Here are a few tips      for you on "staying secure". Help us protect YOUR financial information by: Checking your statements frequently to ensure they match your recollection and your other records.   If at ANY time you notice discrepancies between your statements and your other records, please notify us immediately. Never give out account numbers or other personal financial information, unless you can validate the authenticity of the requestor. Always shred personal and financial information before discarding it. Every year, review your credit report. You're entitled to a free credit report annually. Simply contact one of the three main credit-reporting bureaus:   EQUIFAX EXPERIAN TRANSUNION 800-525-6285 888-397-3742 800-680-7289 equifax.com experian.com transunion.com   Important Notice   Please be aware that we will never contact you by phone to get any account information. If you should get a call from someone who claims to be from the credit union, please do not give out any information at all. This could be a scam and once they get your information, they can cause a lot of problems. Also, if you get an e-mail message from the credit union asking you to update any information, do not open it.  This has not been sent by us. Opening these messages could contain a virus that could harm your computer.  Delete any of these messages should you get them and notify the credit union.  Please click the link below for information about identity theft.  http://www.ftc.gov/idtheft" PARTICIPATING NETWORK ATMs Lowland Credit Union is now a part of the surcharge free CO-OP Network. What this means for you - your ATM card can now be used in more than 19,000 ATMs in the US and Canada - no fee. To find an ATM in the area you will be visiting, click the Co-Op logo on this page, enter in the city and state and you will see a listing of all available surcharge free ATMs. If you have any questions, please call the credit union!     Morristown office 622 West First North Street  423-581-8345 Newport Office 451 West Broadway 1-423-623-2800