Risk-Based | Loans | Savings | Certificates
|
Loan rates are based on the Fair Isaac credit score of the applicant.
In some cases we are able to match competitor's rates - if you are offered a lower rate someplace else ask us if we can match it!
|
All Consumer Secured Loans
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 36 mos. |
4.00% |
4.50% |
7.25% |
9.50% |
16.50% |
| 48 mos. |
4.25% |
4.75% |
7.50% |
9.75% |
16.75% |
| 60 months |
4.50% |
5.00% |
7.75% |
10.00% |
17.25% |
| 72 months |
5.50% |
5.75% |
8.75% |
11.25 |
17.75% |
| 84 months |
6.50% |
6.75% |
9.75% |
12.25% |
n/a |
Line of Credit (Revolving) - Variable Rate - Prime + margin
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 12-36 mos |
6.25% |
7.50% |
8.50% |
10.00% |
13.75.% |
Signature
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 25-36mos. |
10.00% |
12.00% |
14.00% |
16.00% |
18.00% |
Money Market
| Tier |
Rate |
APY* |
| Under $2,500 |
.25% |
.25% |
| $2,501 to $10,000 |
.35% |
.35% |
| $10,001 to $25,000 |
.45% |
.45% |
| $25,001 and over |
.55% |
.55% |
| Rates are subject to change. |
| Loans |
Rate |
APR* |
Term |
|
| Home Equity Line of Credit - Variable Rate/Lowest |
4.75% |
4.75% |
n/a |
Calculator |
|
Mobile Homes - Single Wide - Lowest Rate
|
7.00% |
7.00% |
n/a |
Calculator |
| VISA - Lowest/Variable |
6.25% |
6.25% |
n/a |
Calculator |
| We also have Mortgage Loans - call for more information. |
- |
- |
- |
|
| Savings rates are declared and paid monthly by the board of directors. The dividend rate paid on the last day of the quarter is declared at the immediately preceding meeting of the board of directors. |
*APY = ANNUAL PERCENTAGE YIELD
| Savings |
Rate |
APY* |
Term |
| Regular Shares |
.40% |
.40% |
n/a
|
| Christmas Club |
.50% |
.50% |
n/a |
| Vacation Club |
.50% |
.50% |
n/a |
| Business Shares |
.45% |
.45% |
n/a |
Back to Top
|
| Certificate rates are reviewed weekly. |
| Certificates |
Rate |
APY* |
Term |
| 91 Day Regular and IRA Share Certificate |
.40% |
.40% |
3 month |
| 6 Month Regular & IRA Share Certificate - Dividend Monthly |
.50% |
.50% |
6 month |
| 12 Month Regular & IRA Share Certificate - Dividend Monthly |
.65% |
.65% |
12 month |
| 18 Month Regular & IRA Share Certificate - Dividend Monthly |
.70% |
.70% |
18 month |
| 24 Month Regular & IRA Share Certificate - Dividend Monthly |
.90% |
.90% |
24 month |
| 36 Month Regular & IRA Share Certificate - Dividend Monthly |
1.20% |
1.21% |
36 month |
| IRA Regular Share |
.95% |
.95% |
n/a |
|
