Risk-Based | Loans | Savings | Certificates
|
Loan rates are based on the Fair Isaac credit score of the applicant.
|
Personal Watercraft
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 36 mos. |
4.75% |
5.25% |
7.00% |
10.50% |
16.25% |
Recreational Vehicles
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 60 mos |
5.25% |
5.75% |
7.50% |
11.50% |
17.25% |
Lawn & Garden Equipment
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 48 mos. |
5.00% |
5.50% |
7.25% |
11.00% |
16.75% |
Farm Tractors & Other Farm Machinery
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 60 mos. |
5.25% |
5.75% |
7.50% |
11.50% |
17.25% |
Household Goods
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 36 mos. |
4.75% |
5.25% |
7.00% |
10.50% |
16.25% |
Electronic Equipment
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 36 mos. |
4.75% |
5.25% |
7.00% |
10.50% |
16.25% |
Line of Credit (Revolving) - Variable Rate - Prime + margin
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 12-36 mos |
6.00% |
7.25% |
8.25% |
9.75% |
13.50% |
Signature
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 25-36mos. |
9.50% |
11.50% |
13.50% |
15.50% |
18.00% |
New Auto & Motorcycles over 1000cc
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 36 months |
4.75% |
5.25% |
7.00% |
10.50% |
16.25% |
| 48 months |
5.00% |
5.50% |
7.25% |
11.00% |
16.75% |
| 60 months |
5.25% |
5.75% |
7.50% |
11.50% |
17.25% |
| 72 months |
6.00% |
6.25% |
8.00% |
12.00% |
17.75% |
Used Autos & Motorcycles over 1000cc - 36 mos
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 36 months |
4.75% |
5.25% |
7.00% |
10.50% |
16.25% |
Used Autos & Motorcycles over 1000cc - 48 mos
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 48 months |
5.00% |
5.50% |
7.25% |
11.00% |
16.75% |
Used Autos & Motorcycles over 1000cc -60 MOS
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 60 months |
5.25% |
5.75% |
7.50% |
11.50% |
17.25% |
Boats, Boat Motors, Boat Trailers
| Credit Rating |
A+
APR* |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 60 mos |
5.25% |
5.75% |
7.50% |
11.50% |
17.25% |
| Rates are subject to change. |
| Loans |
Rate |
APR* |
Term |
|
| Home Equity Line of Credit - Variable Rate/Lowest |
4.50% |
4.50% |
n/a |
Calculator |
|
Mobile Homes - Single Wide - Lowest Rate
|
6.50% |
6.50% |
n/a |
Calculator |
| VISA - Lowest/Variable |
6.00% |
6.00% |
n/a |
Calculator |
| |
|
|
|
Calculator |
| Savings rates are declared and paid quarterly by the board of directors. The dividend rate paid on the last day of the quarter is declared at the immediately preceding meeting of the board of directors. |
| Savings |
Rate |
APY* |
Term |
| Regular Shares |
1.00% |
1.01% |
n/a |
| Christmas Club |
1.10% |
1.11% |
n/a |
| Vacation Club |
1.10% |
1.11% |
n/a |
| Business Shares |
1.05% |
1.06% |
n/a |
| Certificate rates are reviewed weekly. |
| Certificates |
Rate |
APY* |
Term |
| 91 Day Regular and IRA Share Certificate |
3.00% |
3.04% |
3 month |
| 6 Month Regular & IRA Share Certificate - Dividend Monthly |
3.75% |
3.82% |
6 month |
| 12 Month Regular & IRA Share Certificate - Dividend Monthly |
3.80% |
3.87% |
12 month |
| 18 Month Regular & IRA Share Certificate - Dividend Monthly |
3.85% |
3.92% |
18 month |
| 24 Month Regular & IRA Share Certificate - Dividend Monthly |
3.90% |
3.97% |
24 month |
| 36 Month Regular & IRA Share Certificate - Dividend Monthly |
4.05% |
4.13% |
36 month |
| IRA Regular Share |
3.40% |
3.45% |
n/a |
|
